IRA Allowable Metals
A guide to allowable precious metals for your IRA.
IRA Allowable Metals
Minimum Fineness Requirements
- Currently, gold must be .9950 pure, silver must be .9990 pure, and both platinum and palladium must be .9995 pure to qualify.
- Bullion bars must be fabricated by COMEX, NYMEX, or ISO 9000 approved refiners in order to be accepted by GoldStar.
- Proof coins must be ungraded, complete with certificate of authenticity and in original mint packaging.
- All bullion coins must be uncirculated in excellent condition.
Examples of Allowable Precious Metals
Gold
- American Eagle coins
- Australian Kangaroo/Nugget coins
- Australian Lunar Series coins
- Austrian Philharmonic coins
- British Britannia (2013 and newer)
- British Lunar Series bullion coins
- Canadian Maple Leaf coins
- Chinese Panda coins
- Credit Suisse – PAMP Suisse bars
- U.S. Buffalo bullion coins
- Various bars and rounds .995
Silver
- America The Beautiful coins
- American Eagle coins
- Australian Kookaburra coins
- Austrian Vienna Philharmonic coins
- British Britannia (2013 and newer)
- British Lunar Series bullion coins
- Canadian Maple Leaf coins
- Chinese Panda coins
- Mexican Libertad coins
- Various bars and rounds .999
Platinum
- American Eagle coins
- Australian Koala coins
- Canadian Maple Leaf coins
- Various bars .9995
Palladium
- Canadian Maple Leaf coins
- Various bars .9995
Examples of Unacceptable Precious Metals
- Rare or collectible coins, including certified or “graded” coins
- Austrian Corona
- Belgian 20 Franc
- British Britannia (pre-2013)
- Chilean 100 Peso
- Dutch 10 Guilder
- French 20 Franc
- Hungarian 100 Korona
- Italian 20 Lira
- Mexican 50 Peso
- South African Krugerrand
- Swiss 20 Franc
- U.S. Buffalo Proof
- U.S. Liberty